Commercial General Liability insurance is designed to protect business owners and operators from a wide variety of liability exposures. These include liability arising from an accident resulting from the insured’s premises or operations, products sold, completed operations or projects and contractual liability. Business owners should never be with general liability insurance for their business.
A general liability policy (CGL) is most likely the first policy you will purchase to protect your business and its assets. A standard CGL policy is separated into three sections.
• Coverage A: Bodily Injury & property damage
• Coverage B: Personal & advertising injury
• Coverage C: Medical payments
While the most common limit for a CGL policy is $1M per occurrence with a $2M aggregate*. (*The maximum the insurance company will pay during a policy period) Commonly, your policy limits will depend on who you are doing work for. This is especially true for contractors and similar businesses. At Gnade Insurance we will help determine the best coverage and company for your company’s specific needs. Contact our sales team today for a no obligation business insurance consultation. 815-277-8501 or email@example.com.
We have worked with Wendy Elmlund of Gnade Insurance Group since 2003. Over the years she has provided us with outstanding service with all our insurance needs in addition to competitive pricing and coverage's. Wendy has always been available to discuss and to make recommendations to us with a compassion for her insureds. We have been able to get a hold of her quickly and even outside of regular business hours on nights and weekends. The comfort of knowing I don't have to wait until Monday morning at 9am to take care of an issue is priceless. She is also backed by a very good staff and owner of the agency she works for. With Wendy Elmlund you get a very honest, hard working, and knowledgeable insurance agent and quality person.
- Bryon Bettinardi, June 6th, 2013