Commercial General Liability insurance is designed to protect business owners and operators from a wide variety of liability exposures. These include liability arising from an accident resulting from the insured’s premises or operations, products sold, completed operations or projects and contractual liability. Business owners should never be with general liability insurance for their business.
A general liability policy (CGL) is most likely the first policy you will purchase to protect your business and its assets. A standard CGL policy is separated into three sections.
• Coverage A: Bodily Injury & property damage
• Coverage B: Personal & advertising injury
• Coverage C: Medical payments
While the most common limit for a CGL policy is $1M per occurrence with a $2M aggregate*. (*The maximum the insurance company will pay during a policy period) Commonly, your policy limits will depend on who you are doing work for. This is especially true for contractors and similar businesses. At Gnade Insurance we will help determine the best coverage and company for your company’s specific needs. Contact our sales team today for a no obligation business insurance consultation. 815-277-8501 or firstname.lastname@example.org.
We have been with you and Gnade Insurance Group for over 4 years now. I really appreciate all the hard work you do each year reducing our business insurance cost. I know you are always trying to bring us the best insurance carrier at the lowest cost.
I also appreciate that when ever I have a problem you jump on it right away and always call me right back.
You are a great partner to our company and we look forward to many more years working with you.
- Joe Bettinardi, June 6th, 2013