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Employment Practices Liability Insurance (EPLI)

No business would go without General Liability or Property Insurance even though an employer is more likely to have an EPLI claim than either a General Liability or Property Claim. In fact, the number one area for litigation over the past three years has been labor and employment matters. Also, 3 out of every 5 employers are sued by former employees and over 40% of all Employment Practices Liability Insurance claims are brought against companies with 100 employees or fewer.

EPLI claims can arise from age discrimination, sexual harassment, wrongful termination or internet/email liability to name a few. For example if a female employee took leave subject to the Family Medical Leave Act(FMLA) upon having her first child. A month after returning to work she was terminated for poor performance and her position was eliminated. There was no documentation to support the poor performance prior to her leave. This could result in a wrongful termination claim. Even a bogus claim can cost thousands in legal fees which can be covered by the policy.

At Gnade Insurance Group we also know that not all EPLI policies are created equally and we can help determine which policy will best cover your business. The main thing we want to do with protect your business from all negative things employee related.

Contact our sales team today for a no obligation business insurance consultation. 815-277-8501 or sales@gnadeinsurance.com.

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